{"id":"GSX:POP-008:A01","local_id":"A01","name":"Same R1 million, different arrival age","statement":"The model compares one R1 million transfer received at 40, 55, 70, or 85, plus a living transfer at 35. If it stays invested until age 100, only the arrival age and the real return change. The illustrated values exclude tax, fees, and consumption.","value":"1000000","unit":"constant 2026 rand transferred","type":"model assumption","provenance":"Manuscript timing map","evidence_strength":"illustrative","sensitivity":"high","alternatives":["2 percent real return","6 percent real return","The heir consumes part of the transfer"],"href":"https://greyscienx.com/research/population-futures/inheritance-after-retirement/assumptions/A01"}