{"id":"GSX:HH-002:C01","local_id":"C01","claim":"In the central middle-salary Johannesburg scenario, living in the family home and delaying a car purchase for three years creates R602,000 more modelled net capital at age 25, and R3.32 million more modelled wealth at age 60, than moving out and financing a car immediately. The age-60 figure holds when the gap is preserved on the manuscript's common post-25 path.","claim_type":"conditional","status":"conditional","evidence_status":"modelled","confidence":null,"depends_on":["GSX:HH-002:A01","GSX:HH-002:A02","GSX:HH-002:A03","GSX:HH-002:A04","GSX:HH-002:A05","GSX:HH-002:A06","GSX:HH-002:A07"],"result":"GSX:HH-002:R01","results":["GSX:HH-002:R01","GSX:HH-002:R02","GSX:HH-002:R03","GSX:HH-002:R04"],"sensitivity":"high","main_limitation":"This is a modelled counterfactual for one representative worker, not a forecast and not a statement that every graduate can or should live at home. The age-60 level includes a common 10% retirement-saving path. The manuscript treats the gap between strategies as the robust quantity, and the level as a scale illustration.","source_study":"GSX:HH-002","version":"1.0","href":"https://greyscienx.com/research/household-economics/the-first-three-years-advantage/claims/C01","supported_by":["GSX:HH-002:PDF"],"contradicted_by":[],"qualifies":[],"contradicts":[]}